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Minnesota Reverse Mortgages

 

Ada MN - Minnesota reverse mortgage -- Farmers Home Administration, Norman County      Click to request assistance
Ada MN - Minnesota home equity loan -- American Family Mortgage, Norman County      Click to request assistance
Adolph MN - Minnesota reverse mortgage -- First Equity Mortgage, Saint Louis County      Click to request assistance
Adolph MN - Minnesota home equity loan -- Beck Mortgage Lenders, Saint Louis County      Click to request assistance
Aitkin MN - Minnesota reverse mortgage -- Bremer, Aitkin County      Click to request assistance
Aitkin MN - Minnesota home equity loan -- Trust Mortgage Of Brainerd, Aitkin County      Click to request assistance
Aitkin MN - Minnesota reverse mortgage -- Alliance Resources Incorporated, Aitkin County      Click to request assistance
Albany MN - Minnesota home equity loan -- Central Minnesota Federal Credit Union, Stearns County      Click to request assistance
Albert Lea MN - Minnesota reverse mortgage -- Accentra Credit Union, Freeborn County      Click to request assistance
Albert Lea MN - Minnesota home equity loan -- Minn State Mortgage, Freeborn County      Click to request assistance
Albert Lea MN - Minnesota reverse mortgage -- Security Bank Minnesota, Freeborn County      Click to request assistance
Albertville MN - Minnesota home equity loan -- Summit Mortgage, Wright County      Click to request assistance
Alexandria MN - Minnesota reverse mortgage -- Anderson Gabriel Mortgages, Douglas County      Click to request assistance
Alexandria MN - Minnesota home equity loan -- Alexandria Mortgages Incorporated, Douglas County      Click to request assistance
Andover MN - Minnesota reverse mortgage -- Asset Mortgaga, Anoka County      Click to request assistance
Annandale MN - Minnesota home equity loan -- Annandale State Bank, Wright County      Click to request assistance
Anoka MN - Minnesota reverse mortgage -- Unique Mortgage Solutions Incorporated, Anoka County      Click to request assistance
Anoka MN - Minnesota home equity loan -- Brookstone Financial Corp, Anoka County      Click to request assistance
Anoka MN - Minnesota reverse mortgage -- Bell Mortgage Ramsey, Anoka County      Click to request assistance
Apple Valley MN - Minnesota home equity loan -- Eagle Valley Bank, Dakota County      Click to request assistance
Atwater MN - Minnesota reverse mortgage -- Atwater State Bank, Kandiyohi County      Click to request assistance
Austin MN - Minnesota home equity loan -- Accentra Credit Union, Mower County      Click to request assistance
Austin MN - Minnesota home equity loan -- Austin Mortgage Company, Mower County      Click to request assistance
Avon MN - Minnesota reverse mortgage -- One Mortgage Llc , Stearns County      Click to request assistance
Barnum MN - Minnesota home equity loan -- Willow Wood Mortgage Services Inc, Carlton County      Click to request assistance
Baxter MN - Minnesota reverse mortgage -- Bremer Bank, Crow Wing County      Click to request assistance
Baxter MN - Minnesota home equity loan -- Budget Mortgage, Crow Wing County      Click to request assistance
Bemidji MN - Minnesota reverse mortgage -- Mcr Funding Inc, Beltrami County      Click to request assistance
Bemidji MN - Minnesota home equity loan -- Deerwood Bank, Beltrami County      Click to request assistance
Benson MN - Minnesota reverse mortgage -- Bank Of The West, Swift County      Click to request assistance
Big Lake MN - Minnesota home equity loan -- Security Lending Group, Sherburne County      Click to request assistance
Big Lake MN - Minnesota home equity loan -- Klein Bank, Sherburne County      Click to request assistance
Bird Island MN - Minnesota reverse mortgage -- Bird Island State Bank, Renville County      Click to request assistance
Biwabik MN - Minnesota home equity loan -- Northridge Community Credit Union, Saint Louis County      Click to request assistance
Blackduck MN - Minnesota reverse mortgage -- Deerwood Bank, Beltrami County      Click to request assistance
Blackduck MN - Minnesota home equity loan -- Trust Mortgage Of Bemidji, Beltrami County      Click to request assistance
Blaine MN - Minnesota reverse mortgage -- Guardian Financial, Inc. , Anoka County      Click to request assistance
Blaine MN - Minnesota home equity loan -- American Dream Mortgage Consultants , Anoka County      Click to request assistance
Blue Earth MN - Minnesota reverse mortgage -- Agstar Home Mortgage Services, Faribault County      Click to request assistance
Bovey MN - Minnesota home equity loan -- Iron Oaks Lending, Itasca County      Click to request assistance
Brainerd MN - Minnesota home equity loan -- A Z Mortgage Solutions Incorporated, Crow Wing County      Click to request assistance
Brainerd MN - Minnesota reverse mortgage -- Discount Finance Inc, Crow Wing County      Click to request assistance
Brainerd MN - Minnesota home equity loan -- Affinity Plus Credit Union, Crow Wing County      Click to request assistance
Brainerd MN - Minnesota reverse mortgage -- Budget Mortgage, Crow Wing County      Click to request assistance
Buffalo MN - Minnesota home equity loan -- Minnesota First Mortgage, Wright County      Click to request assistance
Buffalo MN - Minnesota reverse mortgage -- Avanta Mortgage, Wright County      Click to request assistance
Buffalo MN - Minnesota home equity loan -- Kleinbank, Wright County      Click to request assistance
Buhl MN - Minnesota reverse mortgage -- 1st National Bank Of Buhl, Saint Louis County      Click to request assistance
Burnsville MN - Minnesota home equity loan -- American Home Loans, Dakota County      Click to request assistance
Burnsville MN - Minnesota reverse mortgage -- Builders Mortgage Corporation, Dakota County      Click to request assistance
Burnsville MN - Minnesota home equity loan -- Bell Mortgage Company, Dakota County      Click to request assistance
Burnsville MN - Minnesota reverse mortgage -- Guardian Mortgage, Dakota County      Click to request assistance
Burnsville MN - Minnesota home equity loan -- Gladiator Mortgage Incorporated, Dakota County      Click to request assistance
Byron MN - Minnesota reverse mortgage -- First Alliance Credit Union, Olmsted County      Click to request assistance
Cambridge MN - Minnesota home equity loan -- River City Mortgage Corp, Isanti County      Click to request assistance
Cambridge MN - Minnesota home equity loan -- Affinity Plus Federal Credit Union, Isanti County      Click to request assistance
Cambridge MN - Minnesota reverse mortgage -- Minnco Credit Union, Isanti County      Click to request assistance
Cannon Falls MN - Minnesota home equity loan -- White Rock Bank, Goodhue County      Click to request assistance
Cass Lake MN - Minnesota reverse mortgage -- Minnesota Chippewa Tribe, Cass County      Click to request assistance
Center City MN - Minnesota home equity loan -- Mainstreet Bank, Chisago County      Click to request assistance
Champlin MN - Minnesota reverse mortgage -- Gsf Mortgage Corporation, Hennepin County      Click to request assistance
Chanhassen MN - Minnesota home equity loan -- Am Mortgage Inc, Carver County      Click to request assistance
Chanhassen MN - Minnesota reverse mortgage -- M & I Mortgage, Carver County      Click to request assistance
Chaska MN - Minnesota home equity loan -- Burnet Home Loans, Carver County      Click to request assistance
Circle Pines MN - Minnesota home equity loan -- Iron Oaks Lending, Anoka County      Click to request assistance
Circle Pines MN - Minnesota reverse mortgage -- Four Star Financial, Anoka County      Click to request assistance
Circle Pines MN - Minnesota home equity loan -- Zacada Mortgage Investments, Anoka County      Click to request assistance
Cold Spring MN - Minnesota reverse mortgage -- Central Minnesota Federal Credit Union, Stearns County      Click to request assistance
Cologne MN - Minnesota home equity loan -- Bell Mortgage, Carver County      Click to request assistance
Cologne MN - Minnesota reverse mortgage -- Kleinbank, Carver County      Click to request assistance
Cook MN - Minnesota home equity loan -- American Bank, Saint Louis County      Click to request assistance
Cottage Grove MN - Minnesota reverse mortgage -- Mainstreet Bank, Washington County      Click to request assistance
Crosslake MN - Minnesota home equity loan -- Secure Mortgage & Investments Llc, Crow Wing County      Click to request assistance
Dayton MN - Minnesota reverse mortgage -- American Dream Mortgage Consultants, Hennepin County      Click to request assistance
Detroit Lakes MN - Minnesota home equity loan -- Trinity Mortgage, Becker County      Click to request assistance
Detroit Lakes MN - Minnesota reverse mortgage -- Wells Fargo Home Mortgage, Becker County      Click to request assistance
Dodge Center MN - Minnesota home equity loan -- Wells Fargo Home Mortgage, Dodge County      Click to request assistance
Duluth MN - Minnesota reverse mortgage -- Superior Choice Credit Union, Saint Louis County      Click to request assistance
Duluth MN - Minnesota home equity loan -- Northshore Mortgage, Saint Louis County      Click to request assistance
Duluth MN - Minnesota home equity loan -- Westernbank, Saint Louis County      Click to request assistance
Dundas MN - Minnesota reverse mortgage -- Frandsen Bank & Trust, Rice County      Click to request assistance
East Grand Forks MN - Minnesota home equity loan -- Palmiscno Tony, Polk County      Click to request assistance
Eden Prairie MN - Minnesota reverse mortgage -- Family First Mortgage, Hennepin County      Click to request assistance
Eden Prairie MN - Minnesota home equity loan -- Burnet Home Loans, Hennepin County      Click to request assistance
Eden Prairie MN - Minnesota reverse mortgage -- Forza Funding Corp, Hennepin County      Click to request assistance
Elk River MN - Minnesota home equity loan -- Rossman Financial Incorporated, Sherburne County      Click to request assistance
Excelsior MN - Minnesota reverse mortgage -- Beacon Bank, Hennepin County      Click to request assistance
Excelsior MN - Minnesota home equity loan -- Beacon Bank, Hennepin County      Click to request assistance
Fairfax MN - Minnesota home equity loan -- Fidelity State Bank, Renville County      Click to request assistance
Fairmont MN - Minnesota reverse mortgage -- Wells Federal Bank, Martin County      Click to request assistance
Faribault MN - Minnesota home equity loan -- Currie State Bank Loan Production Office, Rice County      Click to request assistance
Faribault MN - Minnesota reverse mortgage -- American Allegiance Mortgage, Rice County      Click to request assistance
Farmington MN - Minnesota home equity loan -- Geiken Mortgage Technologies Llc, Dakota County      Click to request assistance
Farmington MN - Minnesota reverse mortgage -- Definitive Mortgage Associates, Dakota County      Click to request assistance
Fergus Falls MN - Minnesota home equity loan -- Fairway Mortgage, Otter Trail County      Click to request assistance
Fisher MN - Minnesota reverse mortgage -- Bremer Bank, Polk County      Click to request assistance
Floodwood MN - Minnesota home equity loan -- Floodwood Area Credit Union, Saint Louis County      Click to request assistance
Forest Lake MN - Minnesota reverse mortgage -- Schwab Mortgage, Washington County      Click to request assistance
Forest Lake MN - Minnesota home equity loan -- Five Star Financial Resources, Washington County      Click to request assistance
Forest Lake MN - Minnesota reverse mortgage -- P H H Home Loans, Washington County      Click to request assistance
Fosston MN - Minnesota home equity loan -- F D Mortgage Group, Polk County      Click to request assistance
Fosston MN - Minnesota reverse mortgage -- Ultima Bank Minnesota, Polk County      Click to request assistance
Gary MN - Minnesota home equity loan -- Gary State Bank, Norman County      Click to request assistance
Gaylord MN - Minnesota home equity loan -- Alexandria Mortgage Corporation, Sibley County      Click to request assistance
Glencoe MN - Minnesota reverse mortgage -- Joseph Engelhart, Mcleod County      Click to request assistance
Glencoe MN - Minnesota home equity loan -- Wells Fargo Home Mortgage, Mcleod County      Click to request assistance
Glenwood MN - Minnesota reverse mortgage -- Mortgages On Main, Pope County      Click to request assistance
Goodhue MN - Minnesota home equity loan -- White Rock Bank, Goodhue County      Click to request assistance
Grand Rapids MN - Minnesota reverse mortgage -- First Choice Mortgage, Itasca County      Click to request assistance
Grand Rapids MN - Minnesota home equity loan -- Arrowhead Mortgage Inc, Itasca County      Click to request assistance
Grey Eagle MN - Minnesota reverse mortgage -- Central Minnesota Federal Credit Union, Todd County      Click to request assistance
Hastings MN - Minnesota home equity loan -- Dakota Mortgage Corporation, Dakota County      Click to request assistance
Hastings MN - Minnesota home equity loan -- Exceptional Mortgage & Funding Incorporated, Dakota County      Click to request assistance
Hayfield MN - Minnesota reverse mortgage -- American Mortgage & Consultants Inc., Dodge County      Click to request assistance
Hayfield MN - Minnesota home equity loan -- Fox 1 Mortgages, Dodge County      Click to request assistance
Henning MN - Minnesota reverse mortgage -- Gsf Mortgage, Otter Trail County      Click to request assistance
Henriette MN - Minnesota home equity loan -- Rural American Bank, Pine County      Click to request assistance
Hibbing MN - Minnesota reverse mortgage -- American Bank, Itasca County      Click to request assistance
Hopkins MN - Minnesota home equity loan -- Summit Mortgage, Hennepin County      Click to request assistance
Hopkins MN - Minnesota reverse mortgage -- Family First Mortgage Corp, Hennepin County      Click to request assistance
Hopkins MN - Minnesota home equity loan -- Ameridream Mortgage, Hennepin County      Click to request assistance
Hopkins MN - Minnesota reverse mortgage -- American Choice Lending, Hennepin County      Click to request assistance
Hoyt Lakes MN - Minnesota home equity loan -- Northridge Community Credit Union, Saint Louis County      Click to request assistance
Hugo MN - Minnesota reverse mortgage -- Woodland Mortgage Company, Washington County      Click to request assistance
Hugo MN - Minnesota home equity loan -- All Credit Mortgage, Washington County      Click to request assistance
Hugo MN - Minnesota reverse mortgage -- Mainstreet Bank, Washington County      Click to request assistance
International Falls MN - Minnesota home equity loan -- Border State Bank, Koochiching County      Click to request assistance
Isanti MN - Minnesota home equity loan -- A Plus Mortgage Network Incorporated, Isanti County      Click to request assistance
Jordan MN - Minnesota reverse mortgage -- Customer First Mortgage, Scott County      Click to request assistance
Kasson MN - Minnesota home equity loan -- Zumbro Valley Mortgage, Dodge County      Click to request assistance
Kensington MN - Minnesota reverse mortgage -- Runestone Mortgage, Douglas County      Click to request assistance
Kenyon MN - Minnesota home equity loan -- Security Insurance Agency Of Kenyon, Goodhue County      Click to request assistance
Kenyon MN - Minnesota reverse mortgage -- Security State Bank Of Kenyon, Goodhue County      Click to request assistance
La Crescent MN - Minnesota home equity loan -- Altra Federal Credit Union, Houston County      Click to request assistance
Lake Elmo MN - Minnesota reverse mortgage -- River Valley Mortgage, Washington County      Click to request assistance
Lake Elmo MN - Minnesota home equity loan -- River City Mortgage & Financial, Washington County      Click to request assistance
Lakeland MN - Minnesota home equity loan -- West Oak Mortgage, Washington County      Click to request assistance
Lakeville MN - Minnesota reverse mortgage -- Bell Mortgage, Dakota County      Click to request assistance
Lakeville MN - Minnesota home equity loan -- Columbia Mortgage Llc, Dakota County      Click to request assistance
Lakeville MN - Minnesota reverse mortgage -- Dhi Mortgage, Dakota County      Click to request assistance
Lanesboro MN - Minnesota home equity loan -- American Mortgage Specialist, Fillmore County      Click to request assistance
Le Center MN - Minnesota reverse mortgage -- Affiliated State Wide Mortgage Corporation, Le Sueur County      Click to request assistance
Lindstrom MN - Minnesota home equity loan -- Chisago Lakes Mortgage Inc, Chisago County      Click to request assistance
Litchfield MN - Minnesota reverse mortgage -- Summerlin Mortgage, Scott County      Click to request assistance
Litchfield MN - Minnesota home equity loan -- Mortgages On Main, Scott County      Click to request assistance
Little Falls MN - Minnesota reverse mortgage -- Optimum Mortgage Services Incorporated, Morrison County      Click to request assistance
Little Falls MN - Minnesota home equity loan -- Mortgages On Main, Morrison County      Click to request assistance
Long Lake MN - Minnesota reverse mortgage -- Island View Mortgage, Hennepin County      Click to request assistance
Long Prairie MN - Minnesota home equity loan -- Custom Mortgage Services Llc, Todd County      Click to request assistance
Long Prairie MN - Minnesota reverse mortgage -- Greater Mn Lending Llc, Todd County      Click to request assistance
Longville MN - Minnesota home equity loan -- Woodland Bank, Cass County      Click to request assistance
Madelia MN - Minnesota reverse mortgage -- Alliance Bank, Watonwan County      Click to request assistance
Mankato MN - Minnesota home equity loan -- Jackson Elite, Blue Earth County      Click to request assistance
Mankato MN - Minnesota reverse mortgage -- Northland Mortgage Of Rocheste, Blue Earth County      Click to request assistance
Maple Plain MN - Minnesota home equity loan -- Wright Mortage Corporation, Hennepin County      Click to request assistance
Mapleton MN - Minnesota home equity loan -- Pioneer Bank, Blue Earth County      Click to request assistance
Marine On Saint Croix MN - Minnesota reverse mortgage -- Mortgage Works Inc, Washington County      Click to request assistance
Marine On St Croix MN - Minnesota home equity loan -- Security State Bank Of Marine, Washington County      Click to request assistance
Marshall MN - Minnesota reverse mortgage -- Wells Fargo Home Mortgage, Lyon County      Click to request assistance
Melrose MN - Minnesota home equity loan -- Central Minnesota Federal Credit Union, Stearns County      Click to request assistance
Milaca MN - Minnesota reverse mortgage -- Bremer, Mille Lacs County      Click to request assistance
Milaca MN - Minnesota home equity loan -- Northland Mortgage, Mille Lacs County      Click to request assistance
Milaca MN - Minnesota reverse mortgage -- Bell Mortage, Mille Lacs County      Click to request assistance
Minneapolis MN - Minnesota home equity loan -- Minn State Mortgage, Hennepin County      Click to request assistance
Minneapolis MN - Minnesota reverse mortgage -- Secure Mortgage, Hennepin County      Click to request assistance
Minneapolis MN - Minnesota home equity loan -- American Family Mortgage Llc, Hennepin County      Click to request assistance
Minneapolis MN - Minnesota reverse mortgage -- Wexford Mortgage, Hennepin County      Click to request assistance
Minneapolis MN - Minnesota home equity loan -- Green Acres Mortgage Incorporated, Anoka County      Click to request assistance
Minneapolis MN - Minnesota reverse mortgage -- Interactive Financial, Hennepin County      Click to request assistance
Minneapolis MN - Minnesota home equity loan -- Best Choice Realty, Hennepin County      Click to request assistance
Minneapolis MN - Minnesota home equity loan -- Claydon Family Financial, Hennepin County      Click to request assistance
Minneapolis MN - Minnesota reverse mortgage -- Kathy Jones Insurance Advantage, Hennepin County      Click to request assistance
Minneapolis MN - Minnesota home equity loan -- Itasca Mortgage Corporation, Anoka County      Click to request assistance
Minneapolis MN - Minnesota reverse mortgage -- All Cities Mortgage, Hennepin County      Click to request assistance
Minneapolis MN - Minnesota home equity loan -- Subprime Mortgage Lending, Anoka County      Click to request assistance
Minneapolis MN - Minnesota reverse mortgage -- Brookfield Home Loans, Hennepin County      Click to request assistance
Minneapolis MN - Minnesota home equity loan -- Miller J T Company, Hennepin County      Click to request assistance
Minneapolis MN - Minnesota reverse mortgage -- Mill City Mortgage, Hennepin County      Click to request assistance
Minneapolis MN - Minnesota home equity loan -- M F G Mortgage Services, Hennepin County      Click to request assistance
Minneapolis MN - Minnesota home equity loan -- 1 Mortgage Place, Hennepin County      Click to request assistance
Minneapolis MN - Minnesota reverse mortgage -- Burnet Home Loans, Anoka County      Click to request assistance
Minneapolis MN - Minnesota home equity loan -- Burnet Home Loans, Anoka County      Click to request assistance
Minneapolis MN - Minnesota reverse mortgage -- Northland Lending Llc, Anoka County      Click to request assistance
Minneapolis MN - Minnesota home equity loan -- Burnet Home Loans, Hennepin County      Click to request assistance
Minnetonka MN - Minnesota reverse mortgage -- Ubs Agrivest, Hennepin County      Click to request assistance
Minnetonka MN - Minnesota home equity loan -- Classic Mortgage, Hennepin County      Click to request assistance
Minnetonka MN - Minnesota reverse mortgage -- Water Street Mortgage Corporation, Hennepin County      Click to request assistance
Monticello MN - Minnesota home equity loan -- Marketplace Home Mortgage, Wright County      Click to request assistance
Moorhead MN - Minnesota reverse mortgage -- Charterwest Mortgage, Clay County      Click to request assistance
Moorhead MN - Minnesota home equity loan -- Northwestern Bank, Clay County      Click to request assistance
Moorhead MN - Minnesota reverse mortgage -- Gate City Bank, Clay County      Click to request assistance
Mora MN - Minnesota home equity loan -- Farwest Mortgage Bankers Inc, Kanabec County      Click to request assistance
Mora MN - Minnesota reverse mortgage -- Kanabec State Bank, Kanabec County      Click to request assistance
Mound MN - Minnesota home equity loan -- Focus Mortgage, Hennepin County      Click to request assistance
Mound MN - Minnesota home equity loan -- Allstate Home Mortgage, Hennepin County      Click to request assistance
Nashwauk MN - Minnesota reverse mortgage -- American Bank, Itasca County      Click to request assistance
Nevis MN - Minnesota home equity loan -- Northwoods Bank Of Minnesota, Hubbard County      Click to request assistance
New Market MN - Minnesota reverse mortgage -- Gd Financial Inc., Scott County      Click to request assistance
New Prague MN - Minnesota home equity loan -- Ascent Home Loans, Scott County      Click to request assistance
New Ulm MN - Minnesota reverse mortgage -- United Prairie Bank New Ulm, Brown County      Click to request assistance
New Ulm MN - Minnesota home equity loan -- Alliance Bank, Brown County      Click to request assistance
Newfolden MN - Minnesota reverse mortgage -- Marshall County State Bank, Marshall County      Click to request assistance
Newport MN - Minnesota home equity loan -- Mainstreet Bank, Washington County      Click to request assistance
Newport MN - Minnesota home equity loan -- Aspen Mortgage Company Incorporated, Washington County      Click to request assistance
Nisswa MN - Minnesota reverse mortgage -- Discover Mortgage, Crow Wing County      Click to request assistance
Nisswa MN - Minnesota home equity loan -- Northwood Mortg, Crow Wing County      Click to request assistance
North Branch MN - Minnesota reverse mortgage -- American Residential Mortgage, Chisago County      Click to request assistance
Northfield MN - Minnesota home equity loan -- American Residential Mortgage, Rice County      Click to request assistance
Northfield MN - Minnesota reverse mortgage -- Twin City Lending, Rice County      Click to request assistance
Olivia MN - Minnesota home equity loan -- Mortgages On Main, Renville County      Click to request assistance
Osseo MN - Minnesota reverse mortgage -- Arbor Lakes Mortgage, Hennepin County      Click to request assistance
Owatonna MN - Minnesota home equity loan -- Wells Federal Bank Fsb, Steele County      Click to request assistance
Park Rapids MN - Minnesota reverse mortgage -- Riverside Mortgage, Hubbard County      Click to request assistance
Park Rapids MN - Minnesota home equity loan -- Northwoods Bank Of Minnesota, Hubbard County      Click to request assistance
Park Rapids MN - Minnesota reverse mortgage -- Trust Mortgage, Hubbard County      Click to request assistance
Paynesville MN - Minnesota home equity loan -- Agape Home Mortgage , Stearns County      Click to request assistance
Perham MN - Minnesota reverse mortgage -- Bremer, Otter Trail County      Click to request assistance
Perley MN - Minnesota home equity loan -- Northwestern Bank, Norman County      Click to request assistance
Peterson MN - Minnesota home equity loan -- Marine Credit Union, Fillmore County      Click to request assistance
Pierz MN - Minnesota reverse mortgage -- Farmers & Merchants State Bank, Morrison County      Click to request assistance
Pine City MN - Minnesota home equity loan -- Northwoods Bank, Pine County      Click to request assistance
Pine City MN - Minnesota reverse mortgage -- Mac Clair Mortgage, Pine County      Click to request assistance
Pine City MN - Minnesota home equity loan -- Optimum Mortgage Services Incorporated, Pine County      Click to request assistance
Pipestone MN - Minnesota reverse mortgage -- Minnesota Capital Mortgage Inc, Pipestone County      Click to request assistance
Prior Lake MN - Minnesota home equity loan -- Forteva Real Estate Mortgage & Title, Scott County      Click to request assistance
Prior Lake MN - Minnesota reverse mortgage -- 1 Mortgage Place, Scott County      Click to request assistance
Red Wing MN - Minnesota home equity loan -- Alliance Bank, Goodhue County      Click to request assistance
Red Wing MN - Minnesota home equity loan -- White Rock Bank, Goodhue County      Click to request assistance
Red Wing MN - Minnesota reverse mortgage -- White Rock Bank, Goodhue County      Click to request assistance
Rice MN - Minnesota home equity loan -- Bremer, Benton County      Click to request assistance
Richmond MN - Minnesota reverse mortgage -- Assured Mortgages, Stearns County      Click to request assistance
Rochester MN - Minnesota home equity loan -- 1 St Midwest Mortgage, Olmsted County      Click to request assistance
Rochester MN - Minnesota reverse mortgage -- Minnesota First, Olmsted County      Click to request assistance
Rochester MN - Minnesota home equity loan -- First Alliance Credit Union, Olmsted County      Click to request assistance
Rogers MN - Minnesota reverse mortgage -- 21st Century Bank, Hennepin County      Click to request assistance
Roseau MN - Minnesota home equity loan -- Minnesota Home Mortgage Corp, Roseau County      Click to request assistance
Rosemount MN - Minnesota reverse mortgage -- Shirland Mortgage , Dakota County      Click to request assistance
Rosemount MN - Minnesota home equity loan -- First State Bank Of Rosemount, Dakota County      Click to request assistance
Saint Cloud MN - Minnesota reverse mortgage -- Optimum Mortgage Services Incorporated, Stearns County      Click to request assistance
Saint Cloud MN - Minnesota home equity loan -- First Class Mortgage, Benton County      Click to request assistance
Saint Francis MN - Minnesota reverse mortgage -- American Residential Mortgage, Anoka County      Click to request assistance
Saint Joseph MN - Minnesota home equity loan -- Central Minnesota Federal Credit Union, Stearns County      Click to request assistance
Saint Louis Park MN - Minnesota home equity loan -- Prime Venture Capital Of Minnesota, Inc. , Hennepin County      Click to request assistance
Saint Paul MN - Minnesota reverse mortgage -- Delta Financial Company, Ramsey County      Click to request assistance
Saint Paul MN - Minnesota home equity loan -- Bankers Mortgage, Ramsey County      Click to request assistance
Saint Paul MN - Minnesota reverse mortgage -- Wealthspring Mortgage, Ramsey County      Click to request assistance
Saint Paul MN - Minnesota home equity loan -- Gabriel Financial Group, Dakota County      Click to request assistance
Saint Paul MN - Minnesota reverse mortgage -- Marketplace Home Mortgage, Dakota County      Click to request assistance
Saint Paul MN - Minnesota home equity loan -- Fairway Independant Mortgage Corporation, Dakota County      Click to request assistance
Saint Paul MN - Minnesota reverse mortgage -- Two Girls & A Mortgage Company, Washington County      Click to request assistance
Saint Paul MN - Minnesota home equity loan -- Udomah And Associates, Ramsey County      Click to request assistance
Saint Paul MN - Minnesota home equity loan -- Greatland Mortgage Co, Ramsey County      Click to request assistance
Saint Paul MN - Minnesota reverse mortgage -- M & I Bank, Washington County      Click to request assistance
Saint Paul MN - Minnesota home equity loan -- Fast & Easy Financial Incorporated, Ramsey County      Click to request assistance
Saint Peter MN - Minnesota reverse mortgage -- Fnb Mortgage, Nicollet County      Click to request assistance
Sandstone MN - Minnesota home equity loan -- Amity Mortgage Llc, Pine County      Click to request assistance
Sartell MN - Minnesota reverse mortgage -- Bank Vista, Stearns County      Click to request assistance
Sartell MN - Minnesota home equity loan -- Alexandria Mortgage, Stearns County      Click to request assistance
Sartell MN - Minnesota reverse mortgage -- Centurion Mortgage, Stearns County      Click to request assistance
Sauk Rapids MN - Minnesota home equity loan -- Gsf Mortgage Corporation, Benton County      Click to request assistance
Savage MN - Minnesota reverse mortgage -- American Mortgage And Equity Consultants, Scott County      Click to request assistance
Savage MN - Minnesota home equity loan -- First Choice Mortgage, Scott County      Click to request assistance
Shakopee MN - Minnesota reverse mortgage -- Sunstar Mortgage, Scott County      Click to request assistance
Shakopee MN - Minnesota home equity loan -- Bruce Young, Scott County      Click to request assistance
South Saint Paul MN - Minnesota reverse mortgage -- Mainstreet Bank, Dakota County      Click to request assistance
Spicer MN - Minnesota home equity loan -- United Prairie Bank Spicer, Kandiyohi County      Click to request assistance
Spring Grove MN - Minnesota home equity loan -- Jennings Home Mortgage, Houston County      Click to request assistance
Spring Park MN - Minnesota reverse mortgage -- Allstate Home Mortgage Llc, Hennepin County      Click to request assistance
St Peter MN - Minnesota home equity loan -- Nicollet County Bank, Nicollet County      Click to request assistance
Stacy MN - Minnesota reverse mortgage -- Associated Bank, Chisago County      Click to request assistance
Stillwater MN - Minnesota home equity loan -- Charter Funding, Chisago County      Click to request assistance
Stillwater MN - Minnesota reverse mortgage -- Omni Financial Services Incorporated, Chisago County      Click to request assistance
Stillwater MN - Minnesota home equity loan -- First State Bank, Chisago County      Click to request assistance
Two Harbors MN - Minnesota reverse mortgage -- Two Harbors Federal Credit Union, Lake County      Click to request assistance
Virginia MN - Minnesota home equity loan -- Arrowhead Mortgage Incorporated, Saint Louis County      Click to request assistance
Virginia MN - Minnesota home equity loan -- American Bank, Saint Louis County      Click to request assistance
Waconia MN - Minnesota reverse mortgage -- Accell Mortgage Corporation, Carver County      Click to request assistance
Wadena MN - Minnesota home equity loan -- Wadena State Bank, Wadena County      Click to request assistance
Waite Park MN - Minnesota reverse mortgage -- Tritegy Mortgage & Real Estate Networks, Stearns County      Click to request assistance
Waite Park MN - Minnesota home equity loan -- Custom Mortgage Services Llc, Stearns County      Click to request assistance
Waite Park MN - Minnesota reverse mortgage -- Available Mortgage, Stearns County      Click to request assistance
Walker MN - Minnesota home equity loan -- Wells Fargo Home Mortgage, Cass County      Click to request assistance
Warroad MN - Minnesota reverse mortgage -- Freedom Financial Group Inc, Roseau County      Click to request assistance
Waseca MN - Minnesota home equity loan -- Affordable Mortgage Services Llc, Waseca County      Click to request assistance
Watertown MN - Minnesota reverse mortgage -- Bremer, Carver County      Click to request assistance
Wayzata MN - Minnesota home equity loan -- Braatz Steve, Hennepin County      Click to request assistance
Wayzata MN - Minnesota reverse mortgage -- Commercial Mortgage Advisors Llc, Hennepin County      Click to request assistance
Wells MN - Minnesota home equity loan -- Paragon Bank, Faribault County      Click to request assistance
Willmar MN - Minnesota reverse mortgage -- Wells Fargo Home Mortgage, Kandiyohi County      Click to request assistance
Willmar MN - Minnesota home equity loan -- Bremer Bank, Kandiyohi County      Click to request assistance
Winona MN - Minnesota home equity loan -- Winona Mortgage, Winona County      Click to request assistance
Winona MN - Minnesota reverse mortgage -- Sanders Mortgage Incorporated, Winona County      Click to request assistance
Wyoming MN - Minnesota home equity loan -- Straight Talk Inc, Chisago County      Click to request assistance
Wyoming MN - Minnesota reverse mortgage -- Guardian Mortgage Service Incorporated, Chisago County      Click to request assistance
Zimmerman MN - Minnesota home equity loan -- Wells Fargo Home Mortgage, Sherburne County      Click to request assistance

 

Contact Minnesota Reverse Mortgage Services

For the convenience of the public, care providers are listed on this page to show services available in a particular area. We cannot verify the business practice or the background of providers listed on this page. As a result, we do not provide contact information. Members of the Minnesota Care Planning Council, listed on this site, have agreed to abide by a code of ethics. If you wish to contact a member of the Minnesota Care Planning Council regarding any of the eldercare services listed on this page, please fill out the form below and a council member will contact you. Please be aware that your information may be shared with other members of the Care Planning Council who might be able to help you as well. Read Our Disclaimer.

 

About Reverse Mortgages

For many seniors the equity in their home is their largest single asset, yet it is unavailable to use unless they use a home-equity loan. But a conventional loan really doesn't free up the equity because the money has to be paid back with interest.

A reverse mortgage is a risk-free way of tapping into home equity without creating monthly payments and without requiring the money to be paid back during a person's lifetime. Instead of making payments the cash flow is reversed and the senior receives payments from the bank. Thus the title "reverse mortgage".

Many seniors are finding they can use a reverse mortgage to pay off an existing conventional mortgage, to create money for a down payment for a second home or to pay off debt. Popularity is skyrocketing. Over the last five years the number of reverse mortgages nationwide has tripled. The uses of this untapped wealth are only limited by a person's imagination.

For those seniors who are less fortunate but own a home, a reverse mortgage can allow them to remain in the home by creating extra income. It can also allow for remodeling or repairs and when the time comes to sell, the investment in the home can make it more valuable.

 
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About Reverse Mortgages

 

For many seniors the equity in their home is their largest single asset, yet it is unavailable to use unless they use a home-equity loan. But a conventional loan really doesn't free up the equity because the money has to be paid back with interest.

A reverse mortgage is a risk-free way of tapping into home equity without creating monthly payments and without requiring the money to be paid back during a person's lifetime. Instead of making payments the cash flow is reversed and the senior receives payments from the bank. Thus the title "reverse mortgage".

Many seniors are finding they can use a reverse mortgage to pay off an existing conventional mortgage, to create money for a down payment for a second home or to pay off debt. Popularity is skyrocketing. Over the last five years the number of reverse mortgages nationwide has tripled. The uses of this untapped wealth are only limited by a person's imagination.

For those seniors who are less fortunate but own a home, a reverse mortgage can allow them to remain in the home by creating extra income. It can also allow for remodeling or repairs and when the time comes to sell, the investment in the home can make it more valuable.

False Beliefs

  • "The lender could take my house." The homeowner retains full ownership. The Reverse Mortgage is just like any other mortgage; you own the title and the bank holds a lien. You can pay it off anytime you like.
  • "I can be thrown out of my own home." Homeowners can stay in the home as long as they live, with no payment requirement.
  • "I could end up owing more than my house is worth." The homeowner can never owe more than the value of the home at the time the loan is due.
  • "My heirs will be against it." Experience demonstrates heirs are in favor of Reverse Mortgages.

Virtually anyone can qualify. You must be at least 62, own and live in, as a primary residence, a home [1-4 family residence, condominium, co-op, permanent mobile home, or manufactured home] in order to qualify for a reverse mortgage.

There are no income, asset or credit requirements. It is the easiest loan to qualify for.

A reverse mortgage is similar to a conventional mortgage. As an example:

  • The bank does not own the home but owns a lien on the property just as with any other mortgage
  • You continue to hold title to the property as with any other mortgage
  • The bank has no recourse to demand payment from any family member if there is not enough equity to cover paying off the loan
  • There is no penalty to pay off the mortgage early

The proceeds from a reverse mortgage are tax-free and can be used for any legal purpose you wish:

  • daily living expenses
  • home repairs and improvements
  • medical bills and prescription drugs
  • pay-off of existing debts
  • education, travel
  • long-term care and/or long-term care insurance
  • financial and estate tax plans
  • gifts and trusts
  • to purchase life insurance
  • or any other needs you may have.

The amount of reverse mortgage benefit for which you may qualify, will depend on

  • your age at the time you apply for the loan,
  • the reverse mortgage program you choose,
  • the value of your home, current interest rates,
  • and for some products, where you live.

As a general rule, the older you are and the greater your equity, the larger the reverse mortgage benefit will be (up to certain limits, in some cases). The reverse mortgage must pay off any outstanding liens against your property before you can withdraw additional funds.

The loan is not due and payable until the borrower no longer occupies the home as a principal residence (i.e. the borrower sells, moves out permanently or passes away). At that time, the balance of borrowed funds is due and payable, all additional equity in the property belongs to the owners or their beneficiaries.

There are three reverse mortgage loan products available, the FHA - HECM (Home Equity Conversion Mortgage), Fannie Mae - HomeKeeper®, and the Cash Account programs. Over 90% of all reverse mortgages are HECM contracts.

The costs associated with getting a reverse mortgage are similar to those with a conventional mortgage, such as the origination fee, appraisal and inspection fees, title policy, mortgage insurance and other normal closing costs. With a reverse mortgage, all of these costs will be financed as part of the mortgage prior to your withdrawal of additional funds.

You must participate in an independent Credit Counseling session with a FHA-approved counselor early in the application process for a reverse mortgage. The counselor's job is to educate you about all of your mortgage options. This counseling session is at no cost to the borrower and can be done in person or, more typically, over the telephone. After completing this counseling, you will receive a Counseling Certificate in the mail which must be included as part of the reverse mortgage application.

You can choose 3 options to receive the money from a reverse mortgage:

1) all at once (lump sum);

2) fixed monthly payments (for up to life);

3) a line of credit; or a combination of a line of credit and monthly payments. The most popular option, chosen by more than 60 percent of borrowers, is the line of credit, which allows you to draw on the loan proceeds at any time.

Keeping money in a reverse mortgage line of credit in most states will not count as an asset for Medicaid eligibility as this would be considered a loan and not a resource for Medicaid spend down. However transferring the money to an investment or to a bank account would represent an asset and would trigger a spend down requirement. Please note however that distinguishing between what portion of reverse mortgage proceeds might be counted as a loan and what portion as an asset is not a simple black and white decision. It is best to get an opinion from an elder attorney in your state.

If a senior homeowner chooses to repay any portion of the interest accruing against his borrowed funds, the payment of this interest may be deductible (just as any mortgage interest may be). A reverse mortgage loan will be available to a senior homeowner to draw upon for as long as that person lives in the home. And, in some cases, the lender increases the total amount of the line of credit over time (unlike a traditional Home Equity Line whose credit limit is established at origination). If a senior homeowner stays in the property until he or she dies, his or her estate valuation will be reduced by the amount of the debt.

At the death of the last borrower or the sale of the home, the loan is repaid from equity in the home. Any remaining equity (which is often the case) goes to the heirs. Almost all reverse mortgages are the HECM loan which is guaranteed by FHA mortgage insurance. If there is not enough equity to cover the loan, the insurance satisfies the loan by paying the deficit. With a HECM loan, the bank will never come after the heirs to satisfy the mortgage obligation.